What is the difference between
Pre-Qualifying and Pre-Approval?

A pre-qualification is normally issued by a loan officer, who, after interviewing you, determines the dollar value of a loan you can be approved for. However, loan officers do not make the final approval, so a pre-qualification is not a commitment to lend. After the loan officer determines that you pre-qualify, he/she then issues you a pre-qualification letter. This pre-qualification letter is used when you are making an offer on a property. The pre-qualification letter indicates to the seller that you are qualified to purchase the house you are making an offer on.

Pre-approval is a step above pre-qualification. Pre-approval involves verifying your credit, down payment, employment history, etc. Your loan application is submitted to an underwriter and a decision is made regarding your loan application. If your loan is pre-approved, you are then issued a pre-approval certificate. Getting your loan pre-approved allows you to close very quickly when you do find a house. A pre-approval can help you negotiate a better price with the seller, since being pre-approved is very close to having cash in the bank to pay for the house!

For help with home financing, home loans, home mortgage financing, mortgage loans, home financing, mortgage, Colorado home loans, Colorado mortgages, mortgage rates, pre-qualifying, pre-approval, FHA, VA, Conventional, current interest rates & mortgage options - please contact one of my preferred mortgage loan brokers below who can help you get pre-qualified for a loan.  The companies and contacts below have proven to be outstanding mortgage brokers who can help with New Home Loans or Re-Financing.  There is absolutely no charge or obligation and is a vital first step in preparing to purchase a property.

Get Pre-Qualified for a Home Loan Today!
Preferred Local Mortgage Lenders

* Caliber Home Loans - Tiffany Swisher @ 303.884.4137
* Home Mortgage Advisors - Deana Hollstein @ 303.818.0522
* Nexa Mortgage - Lainie Chambers @ 720.495.2788

 

MORTGAGE LOANS FOR VETERANS - VA LOANS

Buying a Home with a VA Loan? - Get Approved for VA Home Loan Financing - VA Resources in Denver, Colorado

[ RETURN TO BUYER'S TOOLBOX ]

Colorado Real Estate Cash Rebate when buying or selling a home Teachers, Educators, Military Families, Veteran, First Responders, Law Enforcement, Police, Firefighters, Paramedics, EMT's, Healthcare Professionals, Nurses, Doctors

FIND YOUR DREAM HOME NOW!
HomesInColorado.info - Powered by REColorado / Metrolist Denver MLS SearchHomesInDenver.com - Powered by RE/MAX Alliance HomesInColorado HomesForSaleDenverColorado.com - Powered by REMAX
SEARCH HOMES NOW!
HomesInColorado.info
Powered by REColorado.com
SEARCH HOMES NOW!
SearchHomesInDenver.com

Powered by RE/MAX Alliance
SEARCH HOMES NOW!
HomesForSaleDenverColorado.com

Powered by remax.com

Connect with Anthony Rael on Facebook (@anthonyrael); Instagram (@anthonymrael); LinkedIn (@anthonyrael); Twitter (@anthonyrael)  Colorado Association of Realtors   Denver Realtors : Denver Metro Association of Realtors : DMAR   National Relocation Real Estate Agent - Anthony Rael - REMAX Zillow Reviews for Anthony RaelColorado Realtor Reviews & Client Testimonials / Recommendations

Featured MLS Listings, SOLD Listings, Arvada Homes for Sale, Aurora Homes for Sale, Boulder Homes for Sale, Brighton Homes for Sale, Broomfield Homes for Sale, Castle Pines Homes for Sale, Commerce City Homes for Sale, Denver Homes for Sale, Erie Homes for Sale, Golden Homes for Sale, Highlands Ranch Homes for Sale, Lafayette Homes for Sale, Lakewood Homes for Sale, Littleton Homes for Sale, Louisville Homes for Sale, Northglenn Homes for Sale, Parker Homes for Sale, Thornton Homes for Sale, Westminster Homes for Sale - Denver Residential Real Estate, New Home Construction, Investment Properties, First-time Buyers, Relocation
Home Buyer's Guide | Home Seller's Guide
Buy a Home | Find Your Dream Home | Pre-Qualifying for a Mortgage | Home Mortgage Loans
Homesnap App | First-Time Homebuyers | Relocation to Denver Colorado | Where to Live in Denver
Reliable Contractors 
| Honest & Trustworthy Advice | Community Resources | Active & Sold Listing Virtual Tours
Invest in Denver Real Estate | Sell a Home | Property Values | Denver Real Estate Market Reports
Colorado Realtor Reviews 
| Meet Anthony Rael | 'Just Call Ants' | Home

Experienced Honest & Trustworthy REMAX Denver Colorado Real Estate Agents & Relocation Experts : Homes for Sale in Arvada, Aurora, Brighton, Boulder, Broomfield, Erie, Evergreen, Golden, Highlands Ranch, Lakewood, Littleton, Parker, Thornton, Westminster : #JustCallAnts Anthony Rael, Denver Colorado REMAX Realtors   Anthony Rael, REMAX Real Estate Agent in Colorado serving Arvada, Aurora, Boulder, Brighton, Broomfield, Castle Pines, Commerce City, Denver, Golden, Highlands Ranch, Lakewood, Littleton, Longmont, Northglenn, Parker, Thornton, Westminster    Experienced Honest & Trustworthy REMAX Denver Colorado Real Estate Agents & Relocation Experts : Homes for Sale in Arvada, Aurora, Brighton, Boulder, Broomfield, Erie, Evergreen, Golden, Highlands Ranch, Lakewood, Littleton, Parker, Thornton, Westminster : #JustCallAnts Anthony Rael, Denver Colorado REMAX Realtors

 / RESIDENTIAL REAL ESTATE / NEW HOME CONSTRUCTION / RELOCATION / FIRST-TIME BUYERS / INVESTMENT PROPERTIES /

Featured MLS Listings, SOLD Listings, Arvada Homes for Sale, Aurora Homes for Sale, Boulder Homes for Sale, Brighton Homes for Sale, Broomfield Homes for Sale, Castle Pines Homes for Sale, Commerce City Homes for Sale, Denver Homes for Sale, Erie Homes for Sale, Golden Homes for Sale, Highlands Ranch Homes for Sale, Lafayette Homes for Sale, Lakewood Homes for Sale, Littleton Homes for Sale, Louisville Homes for Sale, Northglenn Homes for Sale, Parker Homes for Sale, Thornton Homes for Sale, Westminster Homes for Sale - Denver Residential Real Estate, New Home Construction, Investment Properties, First-time Buyers, Relocation
© 2005-2024 ANTHONYRAEL.COM | ALL RIGHTS RESERVED | PRIVACY | SITEMAP | HOME

Anthony Rael  |  REMAX Alliance - DTC  |  6465 Greenwood Plaza Blvd #280  |  Greenwood Village, CO 80111  |  303.520.3179
Licensed Colorado Real Estate Agent  |  Certified Negotiation Expert (CNE)  |  Seniors Real Estate Specialist (SRES)
AnthonyRael.REALTOR  |  HomesInColorado.info  |  SearchHomesInDenver.com  |  HomesForSaleDenverColorado.com


REMAX  |  RE/MAX, LLC  |  RE/MAX Rocky Mountain  |  RE/MAX Alliance  |  REMAX.com

Download the Homesnap App Available for iOS and Android, Apple TV and Apple Watch : Anthony Rael, REMAX
Search New Homes In Colorado; new homes; new home builders; buy a new home; 55+ Communities; Condos; Townhomes; Custom Homes; Buyers First-Time Buyers; Luxury Homes; new home communities; Energy-Efficient Homes; new home construction; remax; remax agents colorado; anthony rael
REMAX | When Experience Matters - 'Just Call Ants' - Denver Colorado Real Estate Agent Anthony Rael : Residential Real Estate | New Home Construction | Relocation | First-Time Buyers | Investment Properties | Home Loans | Market Statistics