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What is the difference between
Pre-Qualifying and Pre-Approval?

A pre-qualification is normally issued by a loan officer, who, after interviewing you, determines the dollar value of a loan you can be approved for. However, loan officers do not make the final approval, so a pre-qualification is not a commitment to lend. After the loan officer determines that you pre-qualify, he/she then issues you a pre-qualification letter. This pre-qualification letter is used when you are making an offer on a property. The pre-qualification letter indicates to the seller that you are qualified to purchase the house you are making an offer on.

Pre-approval is a step above pre-qualification. Pre-approval involves verifying your credit, down payment, employment history, etc. Your loan application is submitted to an underwriter and a decision is made regarding your loan application. If your loan is pre-approved, you are then issued a pre-approval certificate. Getting your loan pre-approved allows you to close very quickly when you do find a house. A pre-approval can help you negotiate a better price with the seller, since being pre-approved is very close to having cash in the bank to pay for the house!

Pre-Qualify for a Home Loan

For help with home financing, home loans, home mortgage financing, mortgage loans, home financing, mortgage, Colorado home loans, Colorado mortgages, mortgage rates, pre-qualifying, pre-approval, FHA, VA, Conventional, current interest rates & mortgage options - please contact one of my preferred mortgage loan brokers below who can help you get pre-qualified for a loan.  The companies and contacts below have proven to be outstanding mortgage brokers who can help with New Home Loans or Re-Financing.  There is absolutely no charge or obligation and is a vital first step in preparing to purchase a property.

Get Pre-Qualified for a Home Loan Today!
Preferred Mortgage Lenders for Anthony Rael, RE/MAX Alliance - Denver Realtor

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Denver CO Real Estate, Denver Homes fo Sale, Search Denver Home Real Estate MLS/IDX Listings, Denver Relocation,  Colorado Relocation, Transferring to Denver, Denver Realtor, Denver Relocation Information, Relocation Expert, First-time Homebuyers, Arvada, Brighton, Broomfield, Denver, Golden, Highlands Ranch, Lakewood, Littleton, Louisville, Longmont, Thornton, Westminster, Wheat Ridge, Adams County, Denver County, Jefferson County, Anthony Rael Denver Realtor - REMAX Alliance America's Mortgage - Tenby Dahman - (303) 478-9126
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Denver CO Real Estate, Denver Homes fo Sale, Search Denver Home Real Estate MLS/IDX Listings, Denver Relocation,  Colorado Relocation, Transferring to Denver, Denver Realtor, Denver Relocation Information, Relocation Expert, First-time Homebuyers, Arvada, Brighton, Broomfield, Denver, Golden, Highlands Ranch, Lakewood, Littleton, Louisville, Longmont, Thornton, Westminster, Wheat Ridge, Adams County, Denver County, Jefferson County, Anthony Rael Denver Realtor - REMAX Alliance Wells Fargo Home Mortgage - Brett Reinhardt - 303-919-0361


Buying a Home with a VA Loan? - Get Approved for VA Home Loan Financing - VA Resources in Denver, Colorado


Buying a Home with VA Loan?

 

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If you're thinking of buying, selling or relocating to the Denver Metro area,
call Denver Realtor Anthony Rael at (303) 520-3179
 

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Denver Colorado REMAX Real Estate Agents REALTORS Relocation Experts : Hionest Trustworthy Professional Anthony Rael : REMAX Alliance   Anthony Rael, REMAX Alliance Realtor® servicing Arvada, Aurora, Boulder, Brighton, Broomfield, Castle Pines, Commerce City, Denver, Edgewater, Elizabeth, Firestone, Golden, Greenwood Village, Highlands Ranch, Lafayette, Lakewood, Littleton, Lone Tree, Longmont, Louisville, Northglenn, Parker, Superior, Thornton, Westminster, Wheat Ridge   Denver Colorado REMAX Real Estate Agents REALTORS Relocation Experts : Hionest Trustworthy Professional Anthony Rael : REMAX Alliance

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Anthony "Mike" Rael  |  REMAX Alliance - Arvada  |  5440 Ward Rd., #110  |  Arvada, Colorado 80002  |  303.520.3179
Licensed Colorado Real Estate Agent  |  Certified Negotiation Expert (CNE)  |  Seniors Real Estate Specialist (SRES)
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