<!-- HIDE FROM OTHER BROWSERS
function clearForm(form) {
  form.income.value = "";
  form.other.value = "";
  form.taxes.value = "";
  form.insurance.value = "";
  form.auto.value = "";
  form.cards.value = "";
  form.term.value = "";
  form.rate.value="";
  form.payment.value = "";
  form.amount.value = "";
}
function housingRatio(income, other, taxes, insurance) {
  housing = eval(income * .28) + eval(other * .28) - taxes - insurance;
  return housing;
}
function debtRatio(income, other, taxes, insurance, auto, cards) {
  debt = eval(income * .36) + eval(other * .36) - taxes - insurance - auto - cards;
  return debt;
}
function checkForm(toCheck) {
  isNum = true;
  for (j = 0; j < toCheck.length; j++) {
    if (((toCheck.substring(j,j+1) < "0") || (toCheck.substring(j,j+1) > "9")) && (toCheck.substring(j,j+1) != ".")) {
      isNum = false;
      }
    }
  if ((isNum == false) || (toCheck.length == 0) || (toCheck == null)) {
  alert("Please Enter Valid Numerical Data In All Fields.");
  return false;
  }
  else {
  return true;
  }
}     
function computeForm(form) {
  if (checkForm(form.income.value) && checkForm(form.other.value) && checkForm(form.taxes.value) && checkForm(form.insurance.value) && checkForm(form.auto.value) && checkForm(form.cards.value) && checkForm(form.term.value) && checkForm(form.rate.value)){
    housingRatioResult = Math.round(housingRatio(form.income.value, form.other.value, form.taxes.value, form.insurance.value));
    debtRatioResult = Math.round(debtRatio(form.income.value, form.other.value, form.taxes.value, form.insurance.value, form.auto.value, form.cards.value));
      if (housingRatioResult>debtRatioResult) {
      form.payment.value = debtRatioResult
      }
      else {
      form.payment.value = housingRatioResult
      }
    var a = form.rate.value;
    var b = form.term.value;
    var c = form.payment.value;
    var d = parseFloat(a / 1200); 
    var e = parseFloat(b * 12);
    var f = parseFloat(1 + d);
    var g = parseFloat(Math.pow(f, e));
    var h = parseFloat(1 / g);
    var i = parseFloat(1 - h);
    var j = parseFloat(i / d);
    var k = parseFloat(c * j);
    form.amount.value = Math.round(k);
    }
return;
}
// STOP HIDING FROM OTHER BROWSERS -->